Portland Home Loan Experts : POWERED by Big River Mortgage
Keeping the lines of communication open.
Our philosophy and mission is to provide home buyers and owners a smooth, educated and stress free experience. We strive to help our clients secure the right Mortgage loan for their personal and financial goals.
With the ever changing loan programs in the mortgage industry staying up to date with guidelines, rates and the products available is very important. However, we believe that the most important thing we can do is help you feel comfortable by providing valuable information that will prepare you for the financing process.
Home Purchase
For many people, purchasing a home is the largest and most important financial decision they will make. This is why it is so important to work with someone who can walk you through both the financial and emotional sides of this process.
Financially a loan officer’s job is to study your income documentation and figure out how much you can comfortably afford. Then determine which loan programs fit best with your goals for the home. The recommended mortgage structure can completely change depending on how long you plan on keeping the home or what your personal financial goals are.
Emotionally the process can be stressful. But with the right information, buying a home is fun and exciting. A very basic and often underestimated skill today is the ability to listen. We do not just listen to the words you say, but also to your emotional reactions. This really helps us to better understand what is important to you about purchasing and how we can help you feel comfortable during that process.
Good communication is the key to any successful relationship. Whether your communicating your financial goal's to a Loan Officer, your birthday wish to your significant other or what you want for dinner! Our commitment is to communicate throughout the process, listening to your goals while helping you map out a plan to reach them.
Does it make sense to Refinance?
We have been able to help many home owners over the last few years save money, feel more secure and even pay their home off in less than half the time! Curious to see if we can do the same for you? Contact us for your Free no Obligation consultation.